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How to get started easily with Payday Super as an employer.


From 1 July 2026, you must pay the calculated Super Guarantee (SG) amount at the same time as your employees receive their remuneration on payday. The employee's Superannuation Fund must receive the SG contribution within seven business days.

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When preparing for Payday Super, ensure you gather all the necessary information and have configured your payroll system to minimise the risk of penalties due to missed or late contribution payments.

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The changes with Payday Super result in the strict enforcement of the Superannuation Guarantee Charge (SGC), as mandated by the Australian Taxation Office (ATO).

What should I do to get ready for PayDay Super?

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Start by reporting and paying your super contributions every payday, and you can do this easily with e-PayDay Go®.

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Before you get started, ensure that you have all the necessary payee information and that they have completed the following forms. These links provide additional information on the requirements, and you can also download the forms to provide to your payees (employees). 

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The following are direct download links:

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Your payees also have the option to access and complete employment forms in ATO online. After completing the information, they can print the summary and provide it to you.

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The payee's TFN is required for the Superannuation Fund to accurately match the reported contributions.

 

It is crucial that both the employers and your payees' details are complete, up-to-date, and accurately reported through STP and to the Super Funds using SuperStream.

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Employers must provide the payees' TFN to the Superannuation Funds to which their contributions are made. If the Super Fund doesn't have the payee's TFN, it may result in contributions being unable to be allocated within the seven-day period and being returned. This will automatically result in a Superannuation Guarantee Charge (SGC) for you as the employer.​​

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How can I verify that the Superannuation Funds are current when adding them to my payroll software?

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e-PayDay Go® has always included the ATO Super Fund Lookup. This is just one of the many features we provide to assist in minimising contributions being returned.​​​

How is the Super Guarantee (SG) amount calculated?

 

Superannuation Guarantee (SG) is calculated based on Qualifying Earnings (QE). The QE amounts are reported as Year-To-Date (YTD) figures when lodging your Single Touch Payroll (STP) reports. The Australian Taxation Office (ATO) subtracts the previous period's YTD qualifying earnings from the current reported period's YTD qualifying earnings to determine the QE amount that impacts the individual SG contribution for a specific payday.

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To calculate the super contribution for each payday, the ATO multiplies the QE amount by the applicable SG rate (currently 12%). A payday is defined as the date when an employer makes a QE payment to an employee, which is also referred to as the 'QE day'.

What is Qualifying Earnings (QE), and do I have to configure my payroll software to obtain the correct SG calculations?

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e-PayDay Go® supports QE and will report the correct SG amount starting on 1 July 2026.

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Frequently asked questions

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e-PayDay Go® is establishing a new standard for the future of cost effective Single Touch Payroll software in Australia.

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Phone +61 7 3317 6009

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